Practical approach to sustainable wealth
Update to the post: I started writing the post last weekend and almost a week has gone by since and what a week it has been! Some of what I say below may already be history, certainly seems to be the case with markets up 7 % for the week! With this note, here’s what […]
Back in June, I talked about flavors of FI/RE, in particular the two versions there of, coast-FI/RE and flamingo FI/RE. These flavors of FI/RE are quite similar in their core ideas, i.e., transition from the rat-race of full-time employment to financial independence and retirement, through an intermediate step of semi-retirement. The essense of this idea […]
The $400,000 number seems to have garnered a lot of interest since recent the vice-presidential debate between the democratic nominee Kamila Harris (KH) and the republican nominee, Mike Pence (MP). During the debate, KH said that Biden would not raise taxes on anyone making under $400,000 a year, which follows from the statement made by […]
I have been meaning to complete my series on Portfolio Hedging for some time now. However, with two kids enrolled in full-time online classes, my mornings are now occupied taking care of kids and their schooling needs. Much of my for-pay work now happens in the evenings and as a result the times that I […]
Last week was a reminder of why it is high time to take some hard look at ones investment portfolio and decide what level of risk it contains and how best to hedge against an impending correction. As I noted in my first article in the series of Portfolio Hedging, the best analogy for why […]
This has been a big month for AVI family. Of the three key metrics on the path to FI that I track, two metrics have now crossed their threshold value. Have a look at the numbers below (highlighted in red): Net Worth (as a fraction of FI number) (NW): 78.12 Liquid Assets/ Debt Ratio (LDR): […]
For the regular followers of this blog, I want to apologize for the hiatus. I started writing this blog on Aug 18th, however family and work priorities meant, I just could not muster the time to finish writing the article. The following chart is quite stunning! The chart represents the price of QQQ, an ETF […]
Regular readers of this blog may have noticed that over time, I (Mr AVI) have evolved in my thinking on better measures to track performance of AVI family financial journey. The three measures that I have been tracking for some time now are, Net Worth as fraction of AVI Family FI number Liquid Net worth […]
Summer vacation for AVI family this year was unsurprisingly rather different. To avoid crowds and popular tourist destinations, AVI family decided to go camping instead. To further minimize contact, we thought it was a smart idea to avoid a weekend getaway. Mr AVI took advantage of one of the few perks of a salaried man, […]
In one of the very first articles for the year, I did a pre-mortem analysis on my investment portfolio. The very first question I tackled was, What will I do and how will I feel if stocks reverse from these levels and fall 10%, 20% or 30%? I presented data supporting the evidence that >30 % […]
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